We've had threads about the HC economy lately, but as I just had my (first?) really huge windfall, I wondered about some high end econ conversation. I found a spectacular roll on IK gloves (270 str, 98 vit, 77% res all) and sold it for 1.1b. (I was amazed to see that they'd sold, and happy enough that it took me maybe 5 seconds before I began to wish I'd been more patient listing them at 1.5b.) So, now I'm over a billion in the bank, and contemplating what to do with the riches. I'm wondering how have other people handled it when they suddenly had a huge gold boost. (You can hypothetical if it your jackpot hasn't come in yet.) (Xanth detailed this months ago, but with smaller numbers.) How much of an improvement is really worth buying? If you had this sudden fortune, what would you do with it? Bank it, make some small improvements and continue playing safely? Spend half on immediate big upgrades? Spend it all? And how much improvement is really worth it? Would you try to leverage your sudden fortune into markedly improved performance, for ego/fun, or increased income from item finds? Would you spend 1B to go up from say, MP2 to MP4 or MP5? Or make fewer improvements and just improve your killing time on MP1 or MP2?