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  1. #1
    Administrator Flux's Avatar
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    Welcome to the Billionaire Club

    We've had threads about the HC economy lately, but as I just had my (first?) really huge windfall, I wondered about some high end econ conversation. I found a spectacular roll on IK gloves (270 str, 98 vit, 77% res all) and sold it for 1.1b. (I was amazed to see that they'd sold, and happy enough that it took me maybe 5 seconds before I began to wish I'd been more patient listing them at 1.5b.)

    So, now I'm over a billion in the bank, and contemplating what to do with the riches. I'm wondering how have other people handled it when they suddenly had a huge gold boost. (You can hypothetical if it your jackpot hasn't come in yet.)

    (Xanth detailed this months ago, but with smaller numbers.) How much of an improvement is really worth buying? If you had this sudden fortune, what would you do with it? Bank it, make some small improvements and continue playing safely? Spend half on immediate big upgrades? Spend it all?

    And how much improvement is really worth it? Would you try to leverage your sudden fortune into markedly improved performance, for ego/fun, or increased income from item finds? Would you spend 1B to go up from say, MP2 to MP4 or MP5? Or make fewer improvements and just improve your killing time on MP1 or MP2?

    --Flux
    The Diablo 1, 2, & 3 Wiki! (Under construction.)


  2. #2
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    Re: Welcome to the Billionaire Club

    That's always a tough call, because it gets to a point where upgrading an item for a 10% improvement means spending 10 times the gold as what the replaced item cost. When my bank got up over a bil I wanted to keep it there for a while, I didn't make any improvements right away, but I did start doing a lot of "window shopping" at just what I could upgrade, looking for the best value based on %EHP improvement vs. DPS improvement, etc. Having a bil in the bank is great to look at but it doesn't take long to find things to put those resources to use.
    Eschew obfuscation!

  3. #3
    IncGamers Member ClaytonH's Avatar
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    Re: Welcome to the Billionaire Club

    My biggest sale was a Zuni's Pox for 175 mil, which put my bank balance at 166mil after tax and with the gold I already had. I hunted for upgrades, blew 34mil on a IK helm for my barb and eventually realised I couldnt get the big upgrades I wanted with such little cash (no matter how rich I felt). In the end I simply started a monk, got it to 60 and am now in the process of gearing her. Down to 50mil gold already. It goes fast.

    My second biggest find was Nat's boots worth around 250 to 300 mil, but I never got to sell them because a monk friend took them to the grave with him.

    I know the next big find is right around the corner though, and I shall not despair. We press on and hope the money comes

  4. #4
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    Re: Welcome to the Billionaire Club

    Personally I think the #1 goal for anybody would be to get one character up into the Paragon 80+ range and then grind to Paragon 100. My last barb did exceptionally well item finding in those final 20 paragon levels.
    Eschew obfuscation!

  5. #5
    IncGamers Member stonerdoom's Avatar
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    Re: Welcome to the Billionaire Club

    jesus i have only found <10M. although i flipped for larger sums but nothing over 100M.

  6. #6
    IncGamers Member oOmpie's Avatar
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    Re: Welcome to the Billionaire Club

    Well, not quite there yet (currently sitting on around 100M). I keep oogling upgrades for my barb's items, but most of 'em are in the 9 figure range, so I simply spend some of my gold on gearing new 60's and then will hoard a bit so my bankaccount fills up a bit and hopefully it'll allow me to significantly increase my barb. That's the one I want to bring to PL100 and high MP's, the rest will be doomed to lower MP's for quite a while until the barb starts finding the good stuff

    If I did one major find and was instant billionaire I'd probably take some time ti finally get acquainted with the market and spend like 700-800M on the barb, 100M or so on my demonhunter and the rest will have to be the start of another big upgrade in the future.

  7. #7
    IncGamers Member Kornkills's Avatar
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    Re: Welcome to the Billionaire Club

    When I sold an item for 1 billion back in 1.0.7, I spent it all with in a week. It was awesome. And then that character died, but I had enough back up gear to hold me over for the remake to die, and to build another, my present monk.

  8. #8
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    Re: Welcome to the Billionaire Club

    Over the past year, I've been (overly) conservative with my bank, sold a few items for a few hundred millions and I'm currently hovering at about 640M.

    My thought now, is to simply hold on to those godly items for when you need cash, and only sell them then. I keep a bunch of blackthorne ammy/pants, natalya boots, unique rings, etc. And I sell those in time of need, when I want an upgrade or need to rebuild, but inflation simply makes it not worth selling stuff and having a billion gold sleeping in my account.

    I had initially been very conservative in the hypothetical event I would die and need to rebuild a similar monk. Initially, the HC economy being much less prone to inflation, it was viable to keep substantial amounts of gold. I died (to a DC), and had to rebuild what was (gradually throughout the year) a 50M monk: this cost about 150M, a year after release, and I had backup gear available. I had a break for about a month or so, and now, the price has more than tripled again for each item...

    Of course, that speculation strategy calls for reconsideration with every major itemization patch that will come, or when an expansion will be released (the same way people speculated on brimstones). Oddly enough, in Europe, I find it more and more difficult to even find high-end 1H available on the AH, even at ridiculously high prices. Maybe people are doing the same thing: wait until they need gold to actually sell their stuff, to counter the effects of inflation.

    --

    On what to do with an insanely high balance, there's always a point where your character will only improve if you change almost half of your gear to perfect items, and change your build or way of playing somehow. Look at my current monk "Yukuri", I'm trying to get upgrades, but the truth is NO SINGLE ITEM will be an improvement, without compromising either EHP, DPS or self-healing. I'm trying, but it would require trading LoH for high LS, while keeping base DPS high enough, and being an actual upgrade requires high rolls of dex / vita / res everywhere. Compensating for 100 dex, vita or 50 all res requires me to change so much gear it costs about half a billion to a billion per upgrade... not worth it.

    Character customization through permanent stats/skill points where in D2 what made you roll multiple characters of the same class (your gear being somewhat tied to your build choices)... now the economy is what made me build another monk: to free myself from the constraint of finding a cheap enough upgrade.
    That could also put your freshly earned billion to good use, and have a backup toon that you'll play differently, hence a more diverse play style.

  9. #9
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    Re: Welcome to the Billionaire Club

    When I broke into the billionaire club I upgraded most of my toons to be able to handle MP10 with ease. I had about 300m left and I used the rest for flipping to try and get back up to a billion. I'm at about 650m right now since no one is really buying high end items at the moment.

    I did find that 1,000,000,000 gold affords you a great deal of flexibility in regards to flipping and making a lot more gold quickly. I used to find/look for flips in the 1-10m bracket, but suddenly realized I could flip 100m+ items, and they went much faster than the 10m items.

    It's also a weird position to be in because you've finally amounted that almost imaginary number of gold coins where you can almost afford anything, but if you do buy anything then you won't have it anymore... also by the time you've earned up to 1B gold all your upgrades cost about 10-50% of that, so it's kind of the same as having 1m because all of it goes to your upgrades (if you actually spend it on upgrades anyway...)

    sent from my GalaxySIII

  10. #10
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    Re: Welcome to the Billionaire Club

    I've never broken 1B but if I did, I think I would go on a spending spree.

    If you're already well geared, I would gear a second or third toon.

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