specifically on Ondal's Wisdom (although I assume it works the same as on an Anihilus). How/When is it applied? Before or after penalties? Was planning on making a 99er & was wondering if it would even be worth the hassle to keep it in the cube & swap it out before death-blow on Baal. Just seems like that 5% could add up pretty quick to reduce the total number of runs needed after lvl95, so trying to get a better grip on how this bonus works.
Sorry if this has come up before but didn't find anything on it with Google... Thanks in advance!